Jeevan arogya 1. Jeevan Arogya Plan No: ; 2. Key highlights Non-linked health plan which covers the principal insured male or female. Lic Jeevan Arogya is a distinctive plan which offers the health insurance cover facing certain health risks and in the case of any medical emergency at that.
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Benefits provided in this policy is irrespective of the actual expenses incurred and is in addition to any other health insurance cover that insured may have.
Lic Jeevan Arogya
It can also give you complete details on the various benefits available based on the hospital cash benefit selected for each member. If you are unable to view the calculators here, Click to open Jeevan Arogya — Premium and Benefit calculator. Initial Daily HCB is the cash amount available for a day, if any of the insured member gets admitted in a registered hospital in the first year of the policy.
No hospital cash benefit shall be payable for the first 24 hours of hospitalisation.
LIC Jeevan Arogya Plan – Review, Key Features & Benefits
Further to add, if the insured person gets admitted in ICU, twice the applicable daily cash benefit shall qrogya payable. Maximum Amount allowed for a single surgery is times of applicable HCB of that particular year.
Complete list of major surgeries, their categories and the amount payable for LIC Jeevan Arogya can be downloaded ueevan here. If the policy holder undergoes a surgery which is listed under Day Care Procedure Benefit List an amount equal to five times the applicable HCB will be payable to the policy holder. Complete list of the Day care procedure allowed under the scheme can be downloaded from here. Let us consider the example of Mr.
LIC Jeevan Arogya (T 904)- All details with premium and benefit calculators
You can download an excel software to create a presentation similar to the one shown above from here. Deduction allowed under section 80 D is up to Rs.
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Please feel free to share this post using sharing buttons provided below. If you have any comments or doubts, you can use the comment section given below. He is also a finance, insurance and software consultant with more than 20 years of experience in these fields.
He thoroughly follows developments in insurance and finance. Jeevan Arogya policy does not have any surrender value and hence there is no option to close the policy and get money back. Can you make your query a little more clear? Please use this calculator to get the benefits available if people with mentioned age takes a Jevan arogya policy.
Insured Spouse 18 years 65 years 1. Parents in law 18 years 75 years 1. Parents in law 80 Years Last birthday 1. Less than or equal to HCB of spouse. Reply how good is this to cover person 1: Reply Add a comment here.
Sorry, your blog cannot share posts by email. Less than or equal to HCB of Spouse.